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American First


Crest Financial is an industry leader in "No Credit Score Needed" financing. With the highest approval amounts up to $5,000 and instant online approvals, thousands of customers have experienced a satisfying lending experience. With a 70% instant approval rate and 90% overall approval rating with additional documentation "It's EASY to Qualify!" ™ Apply now!

Crest Financial FAQ’s

I have poor credit. Can I still qualify for your program?

Yes. Crest Financial is a No Credit Check financing program.

What is the highest approval amount you offer?

Crest Financial offers the highest approval amounts in the industry - $5,000!

How long is the lease agreement for?

We offer 12-month lease agreements, 90 day buyout options, and a significant discount if you pay off early. 

Is there any interest?

There is no interest rate. The merchandise is leased until it is paid off. Lease payments will be provided before signing. 

What if I am not instantly approved?

70% of applicants are instantly approved. Approval rate increases to 90% after receiving requested documents such as a most recent paystub, copy of government ID with signature, most recent 30 day bank transactions, and voided check.

How do I make payments?

Our customer service representatives will work with you on an individual basis to set up payments that are easy and convenient for you, based on your pay schedule. 

Do you take retirement, social security, VA, or long term disability?

Yes. You must provide a benefit letter to verify monthly income.

What if I’m self-employed?

To get approved, you will need to submit your most recent 90 days of bank transactions.

Outdoor By Ashley
Crest Financial
American First